AB428

Existing law requires public and private policies of insurance to include certain coverage. (NRS 287.010, 287.04335, 422.2717-422.272428, 689A.04033-689A.0465, 689B.030-689B.0379, 689C.1652-689C.169, 689C.425, 695A.184-695A.1875, 695A.255-695A.265, 695B.1901-695B.1949, 695C.050, 695C.1691-695C.176, 695G.162-695G.177) Existing law also requires employers to provide certain benefits to employees, including the coverage required of health insurers, if the employer provides health benefits for its employees. (NRS 608.1555) Sections 1, 3-9, 11 and 13-15 of this bill require public and private health plans, including Medicaid and insurance for state and local government employees, to provide coverage for certain procedures or services that are medically necessary to preserve fertility for an insured who has been diagnosed with breast or ovarian cancer if: (1) the cancer may directly or indirectly cause infertility; or (2) the insured is expected to receive medical treatment for the cancer and the treatment could directly or indirectly cause infertility. An insurer that is affiliated with a religious organization is not required to provide the coverage required by sections 1, 3-8 and 11 if the insurer: (1) objects to providing the coverage on religious grounds; and (2) provides a written notice to insureds or prospective insureds disclosing that the insurer refuses to provide such coverage. Section 15.5 of this bill makes an appropriation to the Division of Health Care Financing and